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This page provides an overview of the Cashless Debit Card program. For local partner shopfront open hours in all Cashless Debit Card locations please visit the Indue website. The Australian Government is considering the best possible ways to support people, families and communities in places where high levels of welfare dependence co-exist with high levels of social harm. The Cashless Debit Card is testing whether reducing the amount of cash available in a community will reduce the overall harm caused by welfare fueled alcohol, gambling and drug misuse.

While it is not the only solution, it is a useful tool operating alongside other reforms to address the devastating impacts of drug and alcohol misuse and problem gambling.

The Cashless Debit Card looks and operates like a regular bank card, except it cannot be used to buy alcohol or gambling products, some gift cards or to withdraw cash. As part of the extension, the Government passed an amendment, allowing Cashless Debit Card participants to apply to exit the program. Cashless Debit Card participants are able to exit the program where they can demonstrate reasonable and responsible management of their affairs, including financial affairs.

You can apply to exit the program at any time.

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In addition to a completed application form, an assessment will be undertaken which will include gathering information relevant to your application and having a phone interview with you. In the Ceduna region, the Goldfields region and the East Kimberley region the program applies to all people who receive a working age welfare payment.

People receiving the Age Pension may volunteer to participate. Unlike the other three sites, other income support payment recipients in the Bundaberg and Hervey Bay region are not able to volunteer to participate in the program. The Cashless Debit Card does not change the amount of money people receive from Centrelink, it only changes the way in which people receive and spend their fortnightly payments.

To work out how much will be paid onto your Cashless Debit Card, enter your fortnightly payment amount into the following calculator.


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The Cashless Debit Card looks and operates like any other bank card, and can be used in stores that have an eftpos machine. The card cannot be used to buy alcohol, gambling products, some gift cards or to withdraw cash.

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More information on how the Cashless Debit Card works can be found on the Indue website. The Government has allocated funds in each region where the trials are taking place to boost complementary services.

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Cashless Debit Card | Department of Social Services, Australian Government

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